Credit card - Add spaces between groups of digits

Pure javascript function to add events to a credit card input that will dynamically add spaces between groups of digits. Support American Express, Visa, MasterCard and others.

HTML

<form action="" method="post">
    <fieldset>
        <legend>Payment</legend>
        <div>
            <label for="credit-card">Credit card</label>
            <input id="credit-card" type="text" autocomplete="off" />
        </div>
    </fieldset>
</form>

JavaScript

input_credit_card = function(input)
{
    var format_and_pos = function(char, backspace)
    {
        var start = 0;
        var end = 0;
        var pos = 0;
        var separator = " ";
        var value = input.value;

        if (char !== false)
        {
            start = input.selectionStart;
            end = input.selectionEnd;

            if (backspace && start > 0) // handle backspace onkeydown
            {
                start--;

                if (value[start] == separator)
                { start--; }
            }
            // To be able to replace the selection if there is one
            value = value.substring(0, start) + char + value.substring(end);

            pos = start + char.length; // caret position
        }

        var d = 0; // digit count
        var dd = 0; // total
        var gi = 0; // group index
        var newV = "";
        var groups = /^\D*3[47]/.test(value) ? // check for American Express
        [4, 6, 5] : [4, 4, 4, 4];

        for (var i = 0; i < value.length; i++)
        {
            if (/\D/.test(value[i]))
            {
                if (start > i)
                { pos--; }
            }
            else
            {
                if (d === groups[gi])
                {
                    newV += separator;
                    d = 0;
                    gi++;

                    if (start >= i)
                    { pos++; }
                }
                newV += value[i];
                d++;
                dd++;
            }
            if (d === groups[gi] && groups.length === gi + 1) // max length
            { break; }
        }
        input.value = newV;

        if (char !== false)
        { input.setSelectionRange(pos, pos); }
    };

    input.addEventListener('keypress', function(e)
    {
        var code = e.charCode || e.keyCode || e.which;

        // Check for tab and arrow keys (needed in Firefox)
        if (code !== 9 && (code < 37 || code > 40) &&
        // and CTRL+C /...